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I want to help you make the purchase of your new home go smoothly, so take advantage of free pre-approvals. You can use this web site to start the process. If you prefer a face to face meeting, call me for an appointment and we will set up a time that works for you.
We offer a variety of terms from 10 to 30 year terms, fixed and variable rates for purchases and refinances. We also offer 3%, 5% down payment, construction loans, lot loans, investment property, second mortgages and home equity loans.
It couldn’t be any easier for first time buyers with free pre-approvals and no closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments.
Closings costs average less than $800 and no junk fees or hidden costs.
Freddie Mac’s Home Possible mortgage provides options to meet the needs of more borrowers with 97% financing options available. We offer Neighborhood Solutions for those who help to support our communities: teachers, firefighters, law enforcement officers, health care workers and military.
- Driver's license or state photo ID
- 2 recent pay stubs
- Recent bank statements for checking and savings account
- 2006 & 2007 W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
- Recent 401K or retirement accounts
- Pre-approvals are free, but for a purchase or refinance we will need a check for $250 for the application fee
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